Showing posts with label savings. Show all posts
Showing posts with label savings. Show all posts

Tuesday, June 9, 2015

I bought the Sunday Paper... Now What?

Ok, you bought a Sunday paper (or 3), but what is next? Well, the important part of couponing is organization. If you do not know what coupons you have, then you will not be able to use them.

1. Start by clipping the coupons for products that you purchase on regular or semi-regular basis. These coupons are the important coupons that should be organized by type. Many people use the accordion files that you can get almost anywhere (even the dollar tree). I personally scan the coupons that I have into my iPhone. I use the app called "My Coupons." It is a great way to always know what coupons you have and when they expire. I put the coupons that I would be likely to use randomly in my wallet or planner so I have them when I need them and the rest are organized separately.


2. Next, take out any restaurant coupons and put them into a folder or envelope that you will be able to find the next time you decide to go out for dinner. I like to keep restaurant coupons and similar coupons around in case I decide to go out to dinner. There are also a lot of great websites (local and non-local) that have deals that you can get straight from your phone.

3. Organize the coupons you are not planning to use by the week they were released. Before this, I usually allow people to look through them to see if there are any coupons that they need. The rest of the coupons are filed by week so that if a website references a specific week when explaining a coupon deal, I will know where to look.

4. Do not buy everything that is free unless you plan to donate any excess! All this will do is stress you out and makes you greedy. Couponing should only be done to help you with your finances, not to take over your life. Watch a few episodes of extreme couponing and you will understand.

5. Do not necessarily buy the paper every week. Remember that there are many websites that give lists of the coupons that will be available in each Sunday's paper. If you preview these websites, you will know if and how many papers you will need to buy.

6. Check out websites that show off deals. KrazyCouponLady and CouponMom are two websites that I like to visit these websites and see the new deals that they have discovered. CouponMom has a great resource where each store has it's own deal board. It is very convenient.

7. Always shop where they double coupons, give gas points, money back, etc. Eventually, you will realize that shopping at one store is the best way to benefit from these deals. For example, some stores will give you store coupons that can be used on top of the manufacturer's coupons. Look for these deals. In addition, many grocery stores have gas rewards with a certain amount of points or money spent. If you add up all your savings and stick to one or two locations, there is a better chance for you to reap larger benefits. (Also, looking at so many fliers won't waste all your free time!)

8. Remember that many coupons.com exists. You can print out 2-3 copies of each coupon per computer. In addition, many manufacturer's websites send out coupons via email or by answering surveys on their receipts. Do not miss out on the opportunity to save money through these easy tasks!

Saving money does not take as much time as some of the shows would lead you on to believe. My next article will be about what items you can skip buying and replace with cheaper reusable alternatives. Sometimes being thrifty means not being afraid to replace some old habits.

Monday, June 8, 2015

Pinterest is Only The Starting Line

When it comes to saving money and learning to live on a lower budget, Pinterest can give you a lot of great starting points, but it can also be a huge waste of money. What is most important? Figuring out your own lifestyle and what is most important for your lifestyle. For example, how much of your "stuff" do you actually use and what "stuff" could you utilize for their actual purpose or re-purpose for something else. I am on a one month journey to completely declutter my life and only own what is necessary. I want to not only do this for myself and my mental health, but to share with the world what minimizing my lifestyle can do.

During these steps, I will be sorting everything in my apartment, room by room, and sorting them between trash, donate, or sell. The following steps are separate from the above plan.


Step 1:
My first step is to list and sell books, DVDs, and CDs online. I have boxes that I will label numerically and I will then store them in my storage closet so when people buy the products, I will be able to find the product easily for shipping.

Step 2:
Any clothing, shoes, or accessories of worth, I plan to bring to local clothing buying boutiques to try to sell.

Step 3:
Collectibles are tricky. I will need to research their value and then find their appropriate pricing value (given their resale value for the buyer).

Step 4:
Organize my craft/sewing supplies into a separate office space.

Step 5:
Celebrate!

I realize there are more steps than these, but these are my basic steps that I plan to take to start the downsizing of my life.

Wednesday, February 25, 2015

Store Spotlight: The Dollar Tree

I'm sure most people have either heard of or have been to the dollar tree, but most people do not realize how many great items can be bought there! I love to buy organizational items there. 

Office Supplies
Make sure to check out the office supply section as well. Poster board, paper, drawer organizers, and other basic supplies are always available. They even carry teaching supplies and craft supplies.  

Kitchen
In the kitchen aisle, there is often name brand plastic storage and sturdy glassware. I've gotten a lot of unique items there like cute spice jars. You just have to watch. 

Storage
In the plastic storage, I have found some great bins for closets and shelving. I recently found dog treat storage containers. They had paw prints on them and were only a dollar each. I bought 6!

Food
And don't forget the food section. I would stay clear of the off brand food, but often, you can find some great name brand food. My stores sell both Pepsi and Coke products. 

Holidays
And don't forget to stop in for the holidays. They've always had great selections for holidays. I've gotten great bouquets, wall decorations, etc., for less than half the price of anywhere else. I made some cute centerpieces for thanksgiving and Christmas for under $10 each. 

Gifts
And finally, gift wrap, gift bags, and cards. If you're looking for basics, they've got them. The cards aren't fancy, but they are great for stocking up or if you are including them with a gift. They have cellophane, tissue paper, bows, gift boxes, bows, and even party supplies. Everything you might need!